Mo Ghara Yojana Odisha 2023: Mo Ghara Yojana, Mo Ghara Scheme, Mo Ghara Loan, Mo Ghara Odia, Mo Ghara Yojana apply last date, Benefits, Eligibility, Documents, Mo Ghara Yojana Odisha Helpline Number, Mo Ghara Yojana PDF, Mo Ghara Yojana Details.
The launch of mo ghara registration 2023 by Odisha CM Navin Patnaik marks a significant milestone for the housing scheme. Interested individuals can conveniently apply online for mo ghara and subsequently check the beneficiary list to ascertain their inclusion.
This Odisha housing scheme, known as awas yojana, brings immense benefits to impoverished families lacking the financial means to build their own homes. Through this credit-linked subsidy program, eligible beneficiaries receive valuable financial assistance to upgrade or renovate their existing houses, addressing their urgent housing needs.
MO Ghara Yojana Details
| Scheme Name | Mo Ghara Scheme |
| State | Odisha |
| Launched by | Odisha Chief Minister |
| Launched in | 29/05/2023 |
| Benefit | Benefit from hassle-free loan disbursal of Rs 3 lakh along with convenient repayment plans. |
| Application | Start 15 June |
| Application Mode | online |
| Helpline Number | 06746817777 |
| Official Website | Click Here |
| Whatsapp Group | Click Here |
Mo Ghara Yojana Odisha 2023
The online registration link for Odisha Mo Ghara Yojana 2023 has been activated on rhodisha.gov.in starting from 15th June 2023. Eligible individuals can conveniently apply online for the scheme through the provided direct link. The Odisha Mo Ghara Yojana 2023 Online Application Form is accessible on the Odisha Mo Ghara Portal. Citizens with a monthly income of less than Rs 25,000 and without a pucca house are eligible to apply online for the Odisha Mo Ghara Yojana 2023.
Approved beneficiaries will receive a loan amount of Rs 3 lakh, repayable over a period of 10 years, which can be utilized for constructing a home. To be included in the Odisha Mo Ghara Yojana Beneficiary List, it is necessary to submit all the required documents as specified in the Odisha Mo Ghara Scheme Form 2023.
Odisha Goverment giving Rs 1 lakh Loan Without any interest rate under Mission Shakti Scooter Scheme Odisha
Mo Ghara Scheme Odisha Objective
With the aim of enhancing the housing conditions of rural households in Odisha, the Mo Ghara scheme serves as a key initiative. By extending financial assistance, the government seeks to empower eligible beneficiaries in improving their living spaces and creating superior homes for themselves and their families. This scheme plays a pivotal role in laying a strong foundation for rural development, recognizing safe and secure housing as an essential right for every citizen.
Mo Ghara Yojana Online Apply Odisha Benefits
The Mo Ghara scheme offers several benefits to eligible households:
- Financial Assistance: Housing loans ranging from Rs. 1 Lakh to Rs. 3 Lakh are provided to support housing aspirations.
- Upgrading Opportunities: The scheme allows for upgrading or expanding existing houses to improve living conditions.
- Affordable Repayment: Flexible repayment terms with a one-year moratorium period and manageable instalments ease the financial burden.
- Reduced EMIs: Capital subsidies reduce Equated Monthly Instalments (EMIs) for beneficiaries.
- Additional Support: Access to complementary rural development schemes for sanitation, drinking water, and electrification.
The Mo Ghara scheme, with its comprehensive range of benefits, aims to uplift eligible households and improve their quality of life.
Mo Yhara Yojana Odia Features
The Mo Ghara scheme ensures effectiveness and accessibility through:
- Loan Slabs: Beneficiaries can choose from four loan slabs (Rs. 1 Lakh to Rs. 3 Lakh) based on their housing needs and financial capacity.
- Flexible Repayment: 10-year repayment period with customizable installment plans.
- Capital Subsidies: Reduced EMIs through government-provided capital subsidies.
- No Processing Fees: Elimination of processing fees for loan sanctioning.
Mo Ghara Yojana Odisha Loan Subsidy Amount
| S.No. | Loan Amount | Subsidy by Government (General) | Subsidy by Government (SC/ST/PwD Headed Families) |
| 1. | 1 Lakh | 30,000 | 40,000 |
| 2. | 1.5 lakh | 45,000 | 55,000 |
| 3. | 2 lakh | 60,000 | 70,000 |
| 4. | 3 lakh | 60,000 | 70,000 |
Mo Ghara Scheme Odisha Eligibility Criteria
To be eligible for the Mo Ghara scheme, households must meet the following criteria:
- House Type: Reside in a kutcha house or one-pucca room with an RCC roof.
- Previous Assistance: Not receive significant government housing assistance previously.
- Income Limit: Have a monthly household income below Rs. 25,000.
- Vehicle Ownership: Not possess a non-commercial motorized four-wheeler for personal use.
- Employment Status: No regular government/PSU employment or receiving monthly pensions.
- Land Ownership: Own less than 5 acres of irrigated land or less than 15 acres of non-irrigated land.
Mo Ghara Odisha Scheme Documents
Below are the required documents for Mo Ghara Yojana Odisha:
- Recent passport-size photograph
- Aadhaar Card
- Voter ID Card
- Proof of Address
- Proof of Identification
- Residence Certificate
- Bonafide Certificate
- BPL Certificate
- EWS Certificate
Mo ghara Odisha Scheme Pdf Form
The department has provided guidelines for the online application form, which can be downloaded as a PDF. Visit the webpage for comprehensive information on mo ghara registration online 2023 and the application procedures. Download mo ghara yojana pdf for further details.
Mo Ghara Yojana Odisha Registration Process
For residents seeking information on how to apply for the scheme, please follow the provided steps:
Step 1: Visit the official website of the Mo Ghara Odisha Scheme.
Step 2: Register on the portal as a new user, providing personal and contact details.
Step 3: Log in to the portal to access important information.
Step 4: Click on the “Apply Online” option.
Step 5: Fill in the required details accurately in the application form, ensuring correctness to avoid future complications.
Step 6: Upload the necessary documents as discussed earlier for the yojana.
Step 7: Double-check the accuracy of all the provided details and then submit the form.
Mo Ghara Yojana Odisha Helpline Number
Following these steps, we trust that you have completed the registration process for the scheme successfully. For any further assistance, residents can reach out to the toll-free number 06746817777 during working hours, excluding Public and Government holidays. Additionally, residents have the option to visit their nearest work office for face-to-face conversations and personalized support.
Conclusion
The Mo Ghara scheme by the Odisha Government provides affordable housing assistance to rural communities, empowering eligible households to improve their living conditions and fostering socio-economic development. It ensures access to safe and secure housing, contributing to a more inclusive and prosperous future for the rural population.
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